Risk And Your Investments
Protect your investments Why it’s Important to work with a registered investment advisor
ll investments carry some degree of risk. Investments such as stocks, bonds, mutual funds, and exchange-traded funds can lose some or even all of their value if market conditions change.
There are two things you should consider when thinking about risk — your emotional willingness to accept risk and your financial ability to absorb loss.
That’s why it’s important to work with a registered investment advisor who can recommend suitable investments and provide information on the risks, benefits, and costs of the investments being proposed.
How IIROC protects investors
As the national organization that regulates the activities of all Canadian investment dealer firms and the advisors they employ, IIROC, the Investment Industry Regulatory Organization of Canada, works to protect investors when they work with an IIROC-registered investment advisor.
Investment advisors registered with IIROC have passed a series of background checks and tests to ensure they meet our experience requirements, as well as high ethical and professional standards.
IIROC-regulated advisors must also complete mandatory continuing education courses to stay up-to-date on our rules, financial products, and industry trends.
You can visit www.iiroc.ca to make sure your investment advisor is registered with IIROC.
If you want to learn more about an advisor’s qualifications and employment history, or if he or she has ever been disciplined for breaking our rules, you can search our free and easy-to-use database AdvisorReport on the IIROC website.